LoanWatch checks your loans and credit cards in 60 seconds and tells you one thing — whether you can pay less. Yes or no, in plain rupees.
Phone, name, PAN. One soft credit check — it never touches your score. Consent is plain and you can delete your data anytime.
We read every loan and card, check the rates, and show one honest figure — exactly how much you could save each year. For free.
Tap "I'm interested" and an advisor takes it forward — banks compete, you pick. We keep watching and ping you when you can save more.
No dashboards, no jargon, no score games. LoanWatch does one job and does it honestly: if nothing can be improved, we tell you that — and we never charge to say "nothing's wrong."
The home screen answers the only question that matters — how much you can save this year — and points to the single best move. Everything else is one tap away.
Rates change, your credit improves, new offers appear. EMI Monitor checks every week and pings you the moment a real saving opens up — that's what ₹99 a month keeps alive.
Score, every loan and card, a 24-month on-time heatmap, enquiries, and a clear action plan. No "FOIR" or "EBLR" — just what's good, what's worth fixing, and why.
Weekly checks and alerts the moment you can save more.
Pulled straight from CIBIL with a soft check. Never an estimate.
No fake timers, no guilt, no pre-ticked boxes. The plan earns the upgrade.
Encrypted end-to-end. Delete your data anytime — it's your right.
When you say yes, banks compete for your loan and you pick the winner.
Nothing to fix? We say so — and never charge to tell you that.
No tiers. No decoys. Cancel anytime in Settings.
You only pay if you want the plan. We never charge to say "nothing's wrong."
Free to check. ₹99/month only if you want the plan.